At Triforce Inspections, our specialized Wind Mitigation Inspection is a focused evaluation of your home's wind-resistant features essential in Florida’s hurricane-prone environment. This inspection documents structural enhancements that can significantly reduce potential wind damage and qualify you for substantial insurance discounts.
💡 What It Is
A wind mitigation inspection reviews key construction elements such as roof-to-wall connections, roof deck attachment, secondary water resistance (like underlayment), roof geometry, and opening protections (impact windows or shutters)
These factors are recorded on Florida’s standard Mitigation Form, along with supporting photos an essential requirement for insurers
These factors are recorded on Florida’s standard Mitigation Form, along with supporting photos an essential requirement for insurers
💰 Why It Matters
Florida law mandates insurers provide wind mitigation credits to homeowners with qualifying features—sometimes covering up to 70% of the wind-related portion of a policy
When passed, the savings often offset the inspection cost in the first policy year .
Plus, in 2025 Florida revived the My Safe Florida Home grant program, offering up to $10,000 toward home hardening improvements tied to wind mitigation
When passed, the savings often offset the inspection cost in the first policy year .
Plus, in 2025 Florida revived the My Safe Florida Home grant program, offering up to $10,000 toward home hardening improvements tied to wind mitigation
🛠️ The Inspection Process
Roof Review: Age, covering type, decking attachment, and geometry hip roofs perform best in storms
Connections: Inspecting roof-to-wall ties like clips or hurricane straps to ensure structural integrity
Water Barriers: Confirming secondary underlayment under shingles is installed properly
Opening Protection: Checking for impact-rated windows, shutters, and garage doors .
Documentation: Photos and findings captured on the 1802 form. Inspection typically takes under an hour
✅ Benefits at a Glance
BenefitDescription
Insurance Premium SavingsEarn state-mandated wind credits typically 3–55% off and possibly up to 70% on the wind portion
Enhanced Storm ProtectionStructural upgrades reduce wind damage risk and may lower your insurance deductible
Safety & ResilienceFeatures like impact windows and roof reinforcements enhance family and property safety
Grant OpportunitiesQualify for My Safe Florida Home grants up to 2:1 matching funds for mitigation upgrades
Long-Term Peace of MindInspection results remain valid for five years your insurer continues the savings
📅 Ready to Protect & Save?
At Triforce Inspections, our certified inspectors specialize in Florida wind mitigation evaluations. We provide a transparent inspection, photo documentation, and completed 1802 form that you can send directly to your insurer. We’ll guide you through understanding credits, choosing upgrades, and even applying for grant funding.
Secure your home and wallet before the next storm season.